Blogs
Explore helpful articles, practical tips, and expert advice to guide you before your next financial move.
03/27/2026
What Closing Costs to Expect
Don’t forget about closing costs when budgeting for your new home. You’re ready to buy a new home. You’ve agreed on a price, have a mortgage ready, and booked the movers. However, there is one final ...
Read More02/25/2026
What Is PMI?
If you are buying a home with a conventional mortgage or refinancing that loan, you may be required to pay private mortgage insurance (PMI). Here’s what you need to know: What is PMI? PMI is a f...
Read More02/12/2026
Debt Consolidation, Quickly Explained
[video width="1920" height="1080" mp4="https://www.epnb.com/wp-content/uploads/2023/06/enb_debtconsolidation_video_final-1080p.mp4" loop="true" autoplay="true"][/video] Debt Consolidation, Qu...
Read More12/08/2025
Understanding Credit Scores and Reports
Learn how to take control of your credit and improve your financial well-being. Let’s face it: our ability to buy things on credit can make or break our financial goals. A good credit score can make ...
Read More12/03/2025
Get the Facts About Adjustable-Rate Mortgages
Learn the pros and cons of financing with an adjustable-rate mortgage. Buying a home is a big, exciting step. It involves making lots of decisions, including which type of mortgage is the best fit fo...
Read More11/04/2025
Hidden Money in Your House – Understanding, Building, and Accessing Home Equity
If you own a home, building home equity — the value of your home minus what you owe on your mortgage — is an important long-term strategy for building wealth. That’s because home equity is a resource ...
Read More10/02/2025
Ready to Start a Retirement Plan? These Tax Breaks Make It Easier.
For small businesses, offering a retirement plan such as a 401(k) or SIMPLE IRA is much more than an employee perk. It’s a powerful way to attract and retain talented employees. Yet for many business...
Read More09/19/2025
Retirement Plan Recordkeeping / Fiduciary Responsibilities
Recordkeeping is the backbone of employee retirement plans. It ensures that contributions are tracked accurately, investments are properly managed, and employees can confidently monitor their progress...
Read More09/10/2025
Homeowners Beware: Don’t Be Fooled by Mortgage Relief Scams
Homeowners Beware: Don’t Be Fooled by Mortgage Relief Scams When times are tough, you can count on scammers to take advantage of the situation. Homeowners who are experiencing financial hardship and ...
Read More09/08/2025
Are Mortgage Points Worth It?
Whether you’re a first-time homebuyer or just haven’t gone through the process in a while, you may be wondering what mortgage points are and if paying for points is worth the cost. Paying points on...
Read More09/03/2025
Why You Should Consider Opening a HELOC Before Retirement
There may be a hidden retirement resource in your home. When you think of funding your retirement, you may not consider your home as a source of savings. Home values over the last several years have r...
Read More08/20/2025
How to Ensure Your Inheritance Is Handled Responsibly
Planning an estate is challenging, and it becomes even more complex when you worry that your child might not handle their inheritance responsibly. As a parent, you want to secure your child’s future w...
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