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FDIC-Insured – Backed by the full faith and credit of the U.S. Government


Routing Number: 031308250

The First Step to Your Own Doorstep

Your path to homeownership begins with ENB.

A Trusted Partner for Your Homebuying Needs

At ENB, we empower first-time homebuyers to make the best decisions for them. From down payment assistance to finding the best home loan rates, we are here to answer your questions and guide you to the home of your dreams.

Download Your Free Homebuying Guide

Buying your first home is a big deal, and we want to make sure you feel ready for every step. This guide walks you through what to expect, including:

  • Getting your financial house in order (includes a handy worksheet)
  • Anticipating the costs of buying a home
  • Exploring financing options and programs
  • Choosing a real estate agent
  • Understanding closing costs and more)

Meet Our Lending Team

Buying your first home is an exciting time, but often comes with questions. Our lending team is here to support you from the first step to your front door. We’re here to offer free educational resources and provide trusted guidance at every step along your homebuying journey.

Hakim A. Singleton

Hakim A. Singleton

VP, Urban Lending Marketing Officer

NMLS# 440468

Stacy C. Carcel

Stacy C. Carcel

Mortgage Relationship Specialist

NMLS# 1537162

Jason Tarewicz

Jason Tarewicz

GVP, Residential Lending Officer

NMLS # 2380752

Andrea Cooke

Andrea Cooke

Mortgage Expert

NMLS# 525031

Liza Minner

Liza Minner

Mortgage Expert

NMLS# 457898

Ian Cannon

Ian Cannon

Mortgage Expert

NMLS# 134821

Janell Moser

Janell Moser

Mortgage Expert

NMLS# 644372

Kim Engle

Kim Engle

Mortgage Expert

NMLS# 1649105

Andrea Devine

Andrea Devine

Mortgage Expert

NMLS# 783816

Lucia Stahl

Lucia Stahl

Consumer & Small Business Relationship Manager

NMLS# 1861829

Financial Know-How Starts Here

From helping you manage your budget to saving for big moments, our team has you covered.

What Closing Costs to Expect
March 27, 2026
What Closing Costs to Expect
What Is PMI?
February 25, 2026
What Is PMI?
Get the Facts About Adjustable-Rate Mortgages
December 3, 2025
Get the Facts About Adjustable-Rate Mortgages

Experience ENB Momentum

Discover your perfect combination of time-saving digital tools and dependable personal guidance at Ephrata National Bank.